I’m Michael Rivera
I Got Effortless Protection For My Busy Life
Michael Rivera rubbed his temples as he sat in his home office, surrounded by insurance brochures and policy documents. Between managing complex consulting projects and coaching his kids’ soccer games, he barely had time to sleep, let alone decode insurance jargon. “There has to be a simpler way,” he muttered, looking at another 40-page policy document. “I just need to know my family is protected if something happens to me.”
The Challenge…
As a successful Project Manager earning between $90,000-$120,000, Michael had the income to provide excellent protection for his family, but he lacked the time and patience to navigate the insurance maze. His demanding consulting schedule left little energy for comparing policies, and every agent seemed to want hour-long meetings to explain complex products he didn’t have time to fully understand.
“I trust financial professionals with my investments,” he told his wife one evening. “Why can’t I find someone who’ll just tell me what I need and handle the details? I don’t want to become an insurance expert – I want to focus on my family and career.”
His biggest frustration was feeling disconnected from products that seemed designed for people who enjoyed reading fine print. As a busy father of two, he needed solutions that worked without requiring his constant attention.The Breaking Point…
A particularly stressful project deadline made Michael realize he’d been putting off insurance decisions for over a year. “What if something happens to me while I’m traveling for work?” he asked his wife. “The kids are still young, and our mortgage isn’t going anywhere.”
Finding Saphira…
My breakthrough came through a recommendation from another busy executive at my gym. “They handle everything,” my friend said. “One meeting, clear recommendations, done. No endless research required.” When I called Saphira, I was relieved to hear their streamlined approach. “Let’s focus on what matters to you,” their advisor said. “I’ll handle the technical details and present you with clear options that fit your lifestyle.”
The Solution…
Saphira’s advisor created a comprehensive but simple strategy
Term Life Insurance
Term Life Insurance provided maximum protection during his peak earning years. “This gives your family the full financial security they need while your children are dependent,” their advisor explained. “Straightforward coverage with no complex investment components – just pure protection when they need it most.”
Critical Illness Insurance
Critical Illness Insurance protected his family’s lifestyle during health crises. “If you face a serious illness, this provides immediate funds so your family can focus on your recovery instead of financial stress,” the advisor said. “It covers income replacement and any additional care costs.”
Universal Life Insurance
Universal Life Insurance for long-term wealth building satisfied his interest in generational planning. “This builds cash value while providing permanent protection,” their advisor noted. “Think of it as life insurance that doubles as a forced savings plan for your children’s future.”
Group Insurance optimization
Group Insurance optimization maximized his existing employer benefits. “We’ll coordinate everything with your current coverage to eliminate gaps and avoid overpaying for duplicate protection,” the advisor assured him.
The Difference…
I knew Saphira was right when I saw how well they work with executives
They treated my time like the valuable resource it is, I said after implementing my plan. “One meeting, clear recommendations, done. That’s exactly what I needed.”
Peace of Mind…
Now two years in, Michael sleeps better knowing his family is comprehensively protected without him having to think about it. His policies work in the background while he focuses on growing his career and enjoying time with his children. “The best insurance strategy is one you can set and forget,” Michael reflects. “I know my family is protected, my wealth is growing, and I don’t have to be an insurance expert to make it work. That peace of mind lets me focus on what really matters.” When other busy executives ask for advice, Michael always says, “Find someone who values your time as much as you do, and who can handle the complexity so you don’t have to.”