I’m Olivia Matthews
I Got Health-Conscious Coverage With Transparency
Olivia Matthews finished reviewing another complex insurance policy document and pushed it aside in frustration. As a Certified Nutritionist who’d dedicated her career to preventive health, she found it ironic that insurance companies seemed to focus more on treatment than prevention. “I do everything right – I eat well, exercise daily, manage stress,” she told her partner over dinner. “Why do I feel like insurance products are designed for people who don’t take care of themselves?”
The Challenge…
With an $80,000 income from her successful wellness practice, Olivia was financially stable, but she struggled to find insurance products that aligned with her proactive health philosophy. Her priority was comprehensive protection that recognized her healthy lifestyle while ensuring she wouldn’t face financial stress if her preventive approach couldn’t protect against genetic or environmental health factors.
“I understand that insurance is about risk management,” she said during a consultation with a traditional agent. “But these policies seem to assume I’ll get sick, and the coverage details are so confusing I can’t tell what’s actually protected. I want transparency and coverage that makes sense for someone committed to health.”
Her biggest frustration was finding advisors who understood health-conscious consumers and could explain complex medical coverage clearly.The Breaking Point…
Witnessing a fellow health professional’s diagnosis with a genetic condition despite maintaining an exemplary lifestyle shook Olivia’s assumptions about health and security. “Watching her struggle with both treatment decisions and insurance complications made me realize I need better protection,” Olivia said. “Prevention isn’t a guarantee – I need coverage that protects against the unexpected.”
Finding Saphira…
I stumbled upon Saphira through a health and wellness expo where their advisor was presenting on insurance planning for health professionals. Their focus on comprehensive protection and clear communication resonated immediately with me. “Finally,” I thought, “someone who understands that health-conscious people still need robust protection, maybe even more so because we understand what serious illness really means.”
The Solution…
Saphira’s health professional specialists created a comprehensive protection strategy
Critical Illness Insurance
Critical Illness Insurance became the foundation of her protection plan. “This provides a lump sum payment if you’re diagnosed with a covered condition,” their advisor explained clearly. “You can use it for treatment, income replacement, or whatever helps your recovery most. It’s designed for people who want options during health crises.”
Disability Insurance
Disability Insurance protected her most valuable asset – her ability to work and serve clients. “As a wellness professional, your expertise and energy are your livelihood,” the advisor noted. “This ensures financial security if illness or injury affects your ability to practice.”
Universal Life Insurance
Universal Life Insurance with health-focused investment options aligned with her values. “This builds cash value while providing permanent protection,” their advisor said. “We can structure investments that support companies advancing health and wellness – aligning your insurance with your values.”
Comprehensive health coverage
Comprehensive health coverage filled gaps in provincial insurance. “We’ll ensure you have access to the best treatments and practitioners, including alternative therapies that align with your wellness philosophy,” the advisor assured her.
The Difference…
I went with Saphira because they care about health and wellness too
They understand that people in wellness fields need insurance that supports our holistic approach to health, I said after implementing my plan. “This isn’t just coverage – it’s protection that aligns with my values and professional expertise.”
Peace of Mind…
Two full years later, Olivia has the comprehensive health protection she was seeking. Her coverage provides security without compromising her wellness philosophy, and she feels confident that unexpected health challenges won’t derail her financial future. “I finally have insurance that makes sense for someone committed to health and wellness,” Olivia reflects. “I’m protected against the unexpected while supporting my values through my investment choices. That alignment gives me real peace of mind.” When clients ask about insurance planning, Olivia always says, “Find advisors who understand that health-conscious people need comprehensive protection that aligns with their values. Prevention is important, but protection is essential.”