I’m Priya Patel
I Got Independent Coverage Built For Entrepreneurs
Priya Patel finished editing her latest wellness blog post and turned her attention to the stack of insurance brochures on her desk, feeling frustrated by the disconnect between her healthy lifestyle and the coverage options available. As a self-employed Fitness Trainer with a growing online presence, she worried that traditional insurance products didn’t account for her proactive health choices. “I’m 29, I take excellent care of myself, and I help others do the same,” she told her business mentor. “Why do I feel like insurance companies assume I’ll get sick?”
The Challenge…
With a $60,000 income from her successful fitness training and wellness blogging business, Priya was building financial independence, but finding appropriate insurance as a self-employed wellness professional proved challenging. Her priority was protecting her income and independence while finding coverage that recognized her healthy lifestyle and provided transparency she could trust.
“I understand that insurance is about protection against the unexpected,” she said during a consultation with a traditional agent. “But these policies seem designed for people who don’t prioritize health. Plus, as a freelancer, I don’t have employer benefits to fill the gaps.”
Her biggest frustration was finding advisors who understood both self-employment challenges and the wellness industry’s unique perspective on health and risk.The Breaking Point…
A fellow fitness professional’s diagnosis with a genetic condition that ended her training career served as a stark reminder that health and financial security can change instantly. “Watching her struggle with both health challenges and financial stress made me realize that even healthy people need comprehensive protection,” Priya said. “My lifestyle reduces risk, but it doesn’t eliminate it.”
Finding Saphira…
I got to know Saphira through their presentation at a wellness industry conference focused on business protection for health professionals. Their understanding of freelancer needs and wellness industry challenges resonated immediately with me. “Finally,” I thought, “advisors who understand that wellness professionals need insurance solutions that fit our values and business models.”
The Solution…
Saphira’s freelancer specialists created a comprehensive strategy tailored to her situation
Critical Illness Insurance
Critical Illness Insurance provided essential protection for her income-dependent business. “This gives you financial support if you face a serious health condition,” their advisor explained. “You can focus on recovery instead of worrying about lost income or business expenses.”
Disability Insurance
Disability Insurance protected her most valuable asset – her ability to train and teach. “As a fitness professional, your physical capability is your livelihood,” the advisor noted. “This ensures income replacement if injury or illness affects your ability to work.”
Term Life Insurance
Term Life Insurance provided affordable protection for her growing business. “This protects your financial independence and any business debts,” their advisor said. “Simple, affordable coverage that grows with your success.”
Business interruption planning
Business interruption planning addressed her freelancer-specific needs. “We’ll help you plan for situations that could temporarily stop your business,” the advisor assured her. “Your clients and income stream will be protected during recovery periods.”
The Difference…
I chose Saphira because they understand wellness professionals and freelancers like me
They understand that my healthy lifestyle is an asset, not something to ignore, I said after implementing my plan. “And they get the unique challenges of building a wellness business as a freelancer.”
Peace of Mind…
Two years into her journey, Priya has the security she was seeking while building her wellness brand. Her protection adapts to her growing business success, and she feels confident that health challenges won’t derail her entrepreneurial dreams. “I finally have insurance that aligns with who I am and what I do,” Priya reflects. “I’m protected against the unexpected while building the wellness business I’m passionate about. That security lets me focus on helping others achieve their health goals.” When fellow wellness entrepreneurs ask for advice, Priya always says, “Find advisors who understand that health-conscious freelancers need specialized solutions that respect both our values and our business realities. Don’t settle for one-size-fits-all products.”